Tasmania’s latest property update from the REIT
BlogOur friends across the Bass Strait have something to smile about as houses become a smidge more affordable. The REIT have just released their latest Median where an overall of 1,690 house sales were recorded for the quarter with a state-wide median of $315,000 a tiny dip of 1.5% from the previous quarter’s release of […]
Lower interest rates and the 2016 Budget – what does this mean for property?
BlogYou may have already heard the buzz but the past few days have been a pivotal time for those interested in property. On Tuesday the RBA dropped official interest rates to a historic low and a few hours later the Federal Budget was handed down. Fear of a job-destroying deflation forced the Reserve Bank’s hand […]
The REIA and REIQ support the 2016 Federal Budget
BlogThe continued deliberation about Negative Gearing decisions has come to an end with the Treasurer Scott Morrison handing down his first Federal Budget last night. As promised, Negative Gearing and Capital Gains Tax have remained unchanged, with Small Business and Infrastructure becoming the focus. Real Estate Institute of Australia (REIA) and Real Estate Institute of Queensland […]
Why is everyone talking about Negative Gearing and how does it affect you?
BlogThere has been a lot of debate surrounding Negative Gearing and its affects recently after the Turnbull Government announced there would not be any changes to Negative Gearing and the Capital Gain Tax. The REIV and REIA have both shown their support for the announcement; with rental affordability and availability being the biggest issue should […]
What happens on settlement day
AdviceAfter celebrating success at auction or the negotiation of a private sale, attention quickly turns to the next major stage in the property buying journey – settlement day. Get your settlement agent Before settlement day occurs, it’s important that you have a settlement agent, usually a solicitor or conveyancer, in place to handle the […]
Four steps to get you back to financial health
AdviceThe Doctor will see you now: Four steps to get you back to financial health A surprising amount of people avoid talking about money and land themselves in a position where securing a home loan can be challenging. We’re all human, after all. If you were raised to either not worry about money, or not treat […]
8 reasons our property markets could crash
BlogFollowing a couple of booming years some of our property markets have stalled, and the latest stats show that house prices have dropped a little in a number of our capital cities. While Melbourne’s median is up 0.7%^ this quarter, not surprisingly the drop in other cities is allowing some of the property pessimists to rub their hands […]
Things to Ask Before Signing Your Tenancy Agreement
AdviceFor first time renters, the excitement that comes with moving out of home can sometimes mean that important details are often overlooked. Before signing a tenancy agreement, it is important to understand exactly what you are agreeing to. Here are some important questions you should ask your prospective landlord or real estate agent before committing […]
Aesthetic v economical features of a home
AdviceWhen you’re wandering the hallway of the open home and determining whether it suits your tastes, it’s less likely you’ll be thinking about how economical it is upfront. Yet it’s becoming an increasing consideration for homeowners as bills continue to rise and energy efficiency is now in more demand than ever before. There are a […]
Should I use an Accredited Removalist Company?
AdviceMoving house can often prove to be quite a stressful and emotional experience. The transportation of beloved possessions is a straining process and it is fair to say that nobody cares more for their belongings than the owner. A registered member of the Australian Furniture Removal Association (AFRA) has been fully trained to the highest […]
Pay it forward: Creating smart savers
AdviceAny savvy investor should understand the value of money. However, patience, due diligence and saving can often fall on deaf ears when the time comes to pass on investment lessons to your children. Instilling strong saving habits early on can help set your kids up for the best possible chance of financial success in the […]
Selecting an Agent to Sell Your Property
AdviceSelecting an agent to represent you is a very important part of selling your property. To ensure that you appoint the most suitable agent to sell your property it is important to do your research and meet with a few agencies before making a final decision.
The Search for a Rental Property
AdviceWith the competition for home rentals heating up across the country, what is the best way to approach your rental-house search? In many ways, searching for a rental property is like finding a new job. You need to be organized, serious, professional, and make sure you stand out as the best applicant. This means that […]
What are genuine savings and how does it affect financing ability?
AdviceMany investors require prospective purchasers to have ‘genuine’ savings when they apply for a loan. That is, the lender wants to see that you have the potential to save and put away funds over a period of time. Not every lender requires this and not every lender considers ‘genuine’ savings to be the same, however […]
Top Methods for Advertising Your Property
AdviceIn tough times we often see sellers tighten their purse strings when it comes to marketing their property. Whilst decreasing your advertising spend can be tempting when the market is not at its peak, investing in that little bit extra upfront can actually pay off in the long run. How? Quite simply, advertising increases the […]
How To Save Money On A Renovation
AdviceYou’ve owned your home for four to five years and while it has been a great place to live, it is beginning to look tired and old. Perhaps the kids are going up fast and they need their own space, or you’ve just found out that you will soon have a new addition to the […]
Gearing: A dummy’s guide
AdviceWithout doubt, “gearing”, negative or otherwise, has a significant impact on Australia’s property market. It affects everything from rental and home prices, to housing stock and even the rental vacancy rate. But what exactly is gearing? Gearing (in laymen’s terms) Gearing is the process of borrowing money for the purpose of buying an investment property. […]
Investing as a young adult – 5 ways to get started
AdviceThe word “investing” conjures up a lot of clichéd images about stockbrokers and trading floors, but there are ways to start investing which don’t involve reading the sharemarket reports every morning. In fact, you’re probably already investing without even knowing it. Savings Whether it’s in a savings account or a term deposit, any money […]
Signs you’ve found the right suburb
AdviceWhile finding the right house is of course paramount in any property hunt, we as agents are being asked more than ever about the area. When you are on the hunt, it is common for well-intentioned people to give advice and ideas about what kinds of people live in your suburbs of interest- you’ve […]
Offset accounts, lines of credit and when to use these whistles and bells
AdviceWhen choosing a mortgage you will likely notice a number of extra features that may be available to you. These ‘whistles and bells’ can prove very useful if utilized correctly, however not every add on will suit every home owner – particularly if you are paying for the privilege. In this article, we will have […]
Tips for Negotiating the Purchase of a Property
AdvicePurchasing a property may well be the biggest financial commitment you will make in your entire life. It is therefore vital for buyers to strengthen their position in the buying process via the important skill of negotiation. Strong negotiating skills may help in securing a property at a lower price, which will not only save […]
Choosing a Property Manager
AdviceA property manager can play a vital role in the rental process of an investment property. The property manager will seek to maximise weekly rental income and source high quality tenants who will best take care of your asset. It is therefore crucial to choose wisely when deciding who should represent you and your property.
Basic Loan Repayments
AdviceEnter an interest rate, the term of the loan and the amount you would like to borrow, to get the minimum monthly repayment and the amount of interest paid.
Should I buy before I sell?
AdviceUsually, a homeowner is either upgrading, downgrading or relocating, which means that you’ll be looking to sell your existing home as well as buy a new one. However, should you buy first and then look to sell your current home? Or should you sell first and buy later? Here’s everything you need to know about […]
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